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Finance Your Purchase Through Synchrony

Mattress Superstore offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME credit card is accepted, including Mattress Superstore locations.*

You can apply for a Mattress Superstore Synchrony HOME Credit Card by applying online or at any of our participating retailer locations.

Click here to find your nearest participating store location.

To check the status of your Mattress Superstore Synchrony HOME Credit Card account, click on the Manage My Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to:

  • Make a payment
  • View your balance
  • Update your account information
  • Schedule up to your next 12 payments

There are three convenient ways to pay your bill.

Pay Online: Click here to manage your account and make payments online.

Pay by Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 during the hours listed below to make a payment by phone.

Monday – Sunday 7:30 am to 12:00 midnight EST

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.

Synchrony Bank
P.O. Box 960061

Enjoy Everyday Benefits, Everywhere The Card Is Accepted

6
months1

Promotional Financing
on purchases of $299–$1,998.992

12
months1

Promotional Financing
on purchases of $1,999 or more2

Benefits Of The Synchrony HOME Credit Card

• 6 Months Promotional Financing on purchases of
$299–$1,998.991

• 12 Months Promotional Financing on purchases of
$1,999 or more1

• Online account management and customer service

• No annual fee2 and the ability to request a credit limit increase3

• $0 fraud liability and 24/7 secure account
management

• A dedicated credit limit that can be used at
thousands of Synchrony HOME partner locations
nationwide to help you get what you want and need
for your home*

*Subject to credit approval

1 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

3 For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

4 FICO® Scores are available by accessing the online account servicing site at mysynchrony.com. Scores are available online only to primary cardmembers with an open account. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries

5 You may be required to provide your annual net income if we do not have your recent information on file

1No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299–$1,998.99 or 12 months on purchases of $1,999 or more. Interest will be charged to your account from the
purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

2New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

3You may be required to provide your annual net income if we do not have your recent information on file. Your income will be used as a factor to determine eligibility for a credit limit increase.

*Subject to credit approval.

Manage Your Account With Synchrony Make payments, view your balance, update account information and schedule up to 12 payments at a time.